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PPI – What the Lenders Did Wrong
By now many people will have heard about PPI – payment protection insurance – and the scandal surrounding it. But some people might not quite realise just what the lenders did wrong – shouldn’t customers have known that this product just wasn’t for them? On the contrary, the lack of information given to customers about PPI while applying for a loan was precisely the main problem.
Reclaim PPI – Who Can and How Do They Do It?
The increased exposure on the subject of PPI mis-selling has resulted in affected customers from around the country being made aware that they were capable of claiming for the billions of pounds they are collectively owed. Consumers have been able to claim thanks to regulatory bodies such as the FSA and consumer groups like Which? drawing attention to the ways in which banks sold PPI to customers through deceptive means. Tighter regulations and court rulings have meant that the companies responsible for selling PPI have had to amend their mistakes and a high proportion of claims are now successful.
Sound Advice on PPI Claims
Over the last few years the banking industry has seen one disaster after another. While everybody will indirectly feel the effects of the banking crisis, one scandal has hit millions of consumers in the UK straight in their wallet – the case of mis-sold PPIs. Payment Protection Insurance, to give it its full name, was a way for customers to protect repayments on their loan should they become ill or unable to work for some other reason.
Road Accidents and Drink Driving
More than 1 in 10 people admit to having driven believing themselves to have been over the limit. Surely nobody would be as stupid and irresponsible as to risk so many lives when a taxi ride or getting a lift home with a friend is so easy? The fact is, so many people drink and drive because they think that despite being over the limit they are still sober enough to drive home. This self-assurance is one of the most dangerous things about drink-driving.
Car Accident Prevention – Driving Safety Tips
Because Britain’s road are relatively safe – billions of miles are driven every year with nothing to note – some might say that paying too much attention to the small number of deaths and accidents that do happen is scaremongering. The truth however, is that with thousands and thousands of people getting seriously injured and killed on our roads every year there is no room for complacency. In an ideal world flowers by the roadside should only ever be there to try and make our roads look nicer – not to commemorate a lost life.
